Unfortunately the ‘poor college kid’ stereotype is far from a fictional character and chances are you are (or will be) finding it difficult to keep enough cash around to actually live while you go to school. Here are some frugal tips to boost your money management skills.
Shop Online. Many retailers offer special discounts for online shoppers like free shipping, percentages off, special clearance items, or final sale markdowns. When you shop online you can also watch the balance creep up as you add items to your cart so be sure to set a limit before you buy and don’t overspend.
Use Coupons! There’s no shame in using coupons to rack up the savings.  www.RetailMeNot.com is a great site you can use so that you never have to pay full price.
Brew Your Own. Skip the morning frap and you can save up to $90 a month! Use your own coffee maker and you can splurge on fancy creamer while still staying far under budget.
Save Loose Change. Keep a big jar on your dresser toss in all your loose change. You’ll be surprised at how fast is add up and how much you’ll appreciate it for a rainy day. 
Round Up. After a day at the mall or grocery store, always round up the amount of money that you think you’ve spent. If you bought a shirt for $7, count it as $10. This tactic will help you avoid overspending and you’ll be more pleased with your balance at the end.
Be Preventative. Eating healthy, sticking to dental routines, and exercising regularly will cut down on expensive trips to the doctor. Being fit also makes you rmore productive.  Start by tossing in some veggies with your ramen and take the stairs every time it’s an option!
There are thousands of ways to be frugal and still have all the things you need.  What are some of your best ideas?  We’d love to hear about them.

Unfortunately the ‘poor college kid’ stereotype is far from a fictional character and chances are you are (or will be) finding it difficult to keep enough cash around to actually live while you go to school. Here are some frugal tips to boost your money management skills.

  1. Shop Online. Many retailers offer special discounts for online shoppers like free shipping, percentages off, special clearance items, or final sale markdowns. When you shop online you can also watch the balance creep up as you add items to your cart so be sure to set a limit before you buy and don’t overspend.
  2. Use Coupons! There’s no shame in using coupons to rack up the savings.  www.RetailMeNot.com is a great site you can use so that you never have to pay full price.
  3. Brew Your Own. Skip the morning frap and you can save up to $90 a month! Use your own coffee maker and you can splurge on fancy creamer while still staying far under budget.
  4. Save Loose Change. Keep a big jar on your dresser toss in all your loose change. You’ll be surprised at how fast is add up and how much you’ll appreciate it for a rainy day.
  5. Round Up. After a day at the mall or grocery store, always round up the amount of money that you think you’ve spent. If you bought a shirt for $7, count it as $10. This tactic will help you avoid overspending and you’ll be more pleased with your balance at the end.
  6. Be Preventative. Eating healthy, sticking to dental routines, and exercising regularly will cut down on expensive trips to the doctor. Being fit also makes you rmore productive.  Start by tossing in some veggies with your ramen and take the stairs every time it’s an option!

There are thousands of ways to be frugal and still have all the things you need.  What are some of your best ideas?  We’d love to hear about them.

Last year, 156,000 Americans had their Social Security checks garnished because of student loans they had defaulted on.   Don’t let this be you!   Take time to do your homework BEFORE taking out any student loans, private or Federal.  The hard work you put in today can save you from being a college statistic in the future. 
Fortunatley there are plenty of places to help you discover some great options.  Of course we are biased and would personally choose the Overture Marketplace because it’s the only way to compare real credit qualified rates & terms.   With that being said there are other places to consider.  Check this article from USNews for additional options - Tools for cheap student loans.

Last year, 156,000 Americans had their Social Security checks garnished because of student loans they had defaulted on.   Don’t let this be you!   Take time to do your homework BEFORE taking out any student loans, private or Federal.  The hard work you put in today can save you from being a college statistic in the future. 

Fortunatley there are plenty of places to help you discover some great options.  Of course we are biased and would personally choose the Overture Marketplace because it’s the only way to compare real credit qualified rates & terms.   With that being said there are other places to consider.  Check this article from USNews for additional options - Tools for cheap student loans.